Don’t try and play Tony Yayo about his car insurance; You might get spazzed on!

Yayo seemed to be extra tight when he was side-swiped in NYC recently, and the other driver had the nerve to question him about his car insurance.

“Why would I be driving without insurance. Because I’m black? Dumb motherfccke—shut the fuck up!!” Ouch! Lesson of the day: When you assume, you make an ass out of yourself—plus you’ll possibly get curse out.

Here’s footage of the brief tirade, via WorldstarHipHop: